American Home Inventory Professionals FAQ’s
What is a Home Inventory
American Home Inventory Professionals provides a detailed and comprehensive documentation of your personal property at your home or business, supported by digital pictures. A home inventory also records the kind of home you own with its’ special features so the insurance company can restore it in like manner.
What is a Business Inventory
American Home Inventory Professionals business inventory is detailed comprehensive documentation, digital photographs and video of your business property’s fixed assets at one address. Additional locations require separate documentation. Your business inventory should include computer and electronic equipment, furniture, machinery, vending equipment, cash registers, security equipment, and any other items of value.
Why do I need this service
* Essential tools to maximize an insurance claim after loss. * Visual records. * It is virtually impossible to recall every item that you owned after everything has been destroyed. * Every item that you forget to list is money you will never collect on your claim. * Proof of ownership for your insurance company. * Documentation to assist return of stolen property. * Estate Planning. Estate Planners encourage their clients to have a home inventory. * Documentation of your losses for tax deduction purposes. * Records of your property before you move.
Can I do it myself
Of course you can, and if you have the time you certainly should, but 80% of the American population does not have a home inventory. It’s a very time consuming task and one of those things you keep putting off for another day. One more day could spell disaster. It would surely take an average homeowner many hours to do this for themselves. A professional third party inventory adds credibility to your insurance claim, IRS tax deduction and estate settlement. Our service is fast, efficient and convenient. This is one thing you do not want to put off.
I have insurance isn’t that enough
If and when a catastrophe occurs, documentation is the key factor in determining compensation from an insurance claim. Property claims are handled based on “assumptions” and “standards”. While your insurance company may “assume” you have a color TV in your family room, they may also “assume” it is a “standard” 27” worth around $400. The reality is you may own a 42” plasma screen TV valued at over $6500. Once completed your local insurance company can review to see that you are adequately insured.